What We Protect Four ways Allshield Financial helps families secure their future — quickly, easily, and with Day-1 coverage. Funeral & Final Expenses Peace of mind when it matters most. Lock in affordable final expense coverage with top-rated carriers — no medical exam for most plans. Family Protection & Income Replacement Replace your paycheck. Term or permanent whole life that grows cash value and protects the life you’ve built. Legacy Wealth & Inheritance Build tax-advantaged cash value and leave a sizable inheritance. Indexed Universal Life that works harder than a savings account. Mortgage Protection Keep the family home. Pay off the mortgage if anything happens — term or permanent coverage tailored to your loan.